BizSuite Radar Open the matrix
12 platforms · prices checked 28 Sep 2026

Only one of these 12 platforms covers HR, IT and Finance.

It's Rippling, and even Rippling stops short of a general ledger. Below: what each of the 12 actually covers, what it publicly charges, and whether it pays us. None of them does yet. Every fact links to the page we checked.

Compare all 12 Walk it by department
HR IT Finance Covers several Closer to the centre = covers more
Drag to rotate · tap a blip
12
platforms mapped across HR, IT and Finance
1
covers all three departments in full
3
publish no price at all
4
have a free plan
0
pay us anything, as of 28 Sep 2026
Scroll to sweep
By department

01 · HRTen of the twelve touch HR. Seven actually run it.

Running HR means holding the employee record, payroll and benefits. Rippling, Zoho One, Odoo, Deel, Gusto, BambooHR and HiBob do that. ServiceNow, Freshservice and Jira Service Management give HR teams a request desk, which sits on top of an HR system rather than replacing one.

RipplingZoho OneOdooDeelGustoBambooHRHiBobServiceNow (partial)Freshservice (partial)Jira SM (partial)

AI you can point to: Ask BambooHR answers HR questions from your own data. Deel lists AI candidate screening and interview summaries.

02 · ITIT is two jobs. Most platforms do one.

One job is the service desk: tickets, requests, incidents. Freshservice, Jira Service Management and ServiceNow are built for it. The other is devices and access: the laptop that ships on day one and the accounts that close on the last. Rippling and Deel IT handle that. Zoho One and Odoo include a help desk.

RipplingServiceNowFreshserviceDeelJira SMZoho One (partial)Odoo (partial)

AI you can point to: Freddy AI Copilot costs US$29 per agent a month on top of Freshservice Pro or Enterprise. Jira Service Management includes Rovo agents from its US$20 Standard plan.

03 · FinanceFinance splits into the books and the spending.

Accounting keeps the ledger: Zoho Books and Odoo Accounting do that inside their suites. Spend management runs cards, expenses and bills: Ramp, Brex and Rippling. ServiceNow and Freshservice route finance requests and invoices but hold no books.

RipplingZoho OneOdooRampBrexServiceNow (partial)Freshservice (partial)

AI you can point to: Ramp Plus adds AI expense reviews for US$15 per user a month plus a platform fee. Ramp and Brex both start at US$0, and Brex's site now calls it a Capital One company.

All-in-one suites

Five reach all three departments. Read the small print.

These are the only five that touch HR, IT and Finance at all. Once you get past the homepage, the coverage differs a lot. Each card ends where the product does.

01 / 05

Rippling

HR, IT and spend on one employee record

HR
HRIS, payroll (US and global), benefits, recruiting, performance, time and scheduling.
IT
Identity and access management, device management, inventory.
Finance
Corporate cards, expense management, bill pay, travel.

Where it stops: no general ledger, and no public price.

Quote onlyFull row
02 / 05

Odoo

Modular ERP, every app on one plan

HR
Employees, Payroll, Time Off, Recruitment and Appraisals apps.
IT
Helpdesk app for tickets. No device or access management.
Finance
Accounting, Invoicing and Expenses apps.

Where it stops: IT ends at a helpdesk; hosting it yourself needs the US$32.00 Custom plan.

US$16.90/user/moFull row
03 / 05

Zoho One

Zoho's app suite under one licence

HR
Zoho People, Zoho Payroll and Zoho Recruit.
IT
Zoho Desk help desk, Zoho Assist remote support, and a directory for user provisioning and app deployment.
Finance
Zoho Books and Zoho Expense.

Where it stops: IT is a help desk plus provisioning, and US$37 requires licensing every employee.

US$37/employee/moFull row
04 / 05

Freshservice

IT service desk other teams can borrow

HR
A service desk for HR requests, on business-agent licences.
IT
Incidents, knowledge base, service catalogue, change and release management.
Finance
A service desk for Finance requests, on the same licences.

Where it stops: HR and Finance get a request desk, not payroll or books.

US$19/agent/moFull row
05 / 05

ServiceNow

Enterprise workflow platform

HR
HR Service Delivery: HR cases, onboarding workflows, employee portal. It sits on top of an HR system of record.
IT
IT service management and IT asset management.
Finance
Accounts Payable Operations: invoice processing and supplier inquiries.

Where it stops: HR and Finance sit on top of your HR system and ERP, and there is no public price.

Quote onlyFull row

Swipe for all five →

The matrix

All 12, side by side

Filter by department, or by what you can see before a sales call. Open any row for what it covers, where it stops, and the exact page we checked.

Sort

Showing all 12 platforms, most coverage first.

Twelve business platforms compared by HR, IT and Finance coverage, starting price, named AI features and whether they pay us.
Platform HR IT Finance Starts at AI the vendor names Pays us Details
RipplingHR, IT and spend on one employee record
HR: fullIT: fullFin: fullFullFullFullQuote onlyNo price on rippling.comRippling AI: questions and reports across your company dataNo

HR · Full

HRIS, payroll (US and global), benefits, recruiting, performance, time and scheduling.

IT · Full

Identity and access management, device management, inventory.

Finance · Full

Corporate cards, expense management, bill pay, travel.

Where it stops

No general ledger, so it sits beside your accounting software. Price only through a quote.

Checked 28 Sep 2026 on rippling.com/pricingVisit Rippling
OdooModular ERP, every app on one plan
HR: fullIT: partialFin: fullFullPartialFullUS$16.90/user/moStandard, billed yearly (US$21.10 monthly). One app free.Agentic AI on the Custom planNo

HR · Full

Employees, Payroll, Time Off, Recruitment and Appraisals apps.

IT · Partial

Helpdesk app for tickets. No device or access management.

Finance · Full

Accounting, Invoicing and Expenses apps.

Where it stops

IT stops at a helpdesk. The Standard price is for Odoo Online; Odoo.sh or on-premise needs Custom at US$32.00.

Checked 28 Sep 2026 on odoo.com/pricingVisit Odoo
Zoho OneZoho's app suite under one licence
HR: fullIT: partialFin: fullFullPartialFullUS$37/employee/moAll-employee, billed annually. US$90/user flexible.Zia, Zoho's assistantNo

HR · Full

Zoho People, Zoho Payroll and Zoho Recruit.

IT · Partial

Zoho Desk help desk, Zoho Assist remote support, and a directory for user provisioning and app deployment.

Finance · Full

Zoho Books and Zoho Expense.

Where it stops

IT centres on the help desk and user provisioning. The US$37 price only applies if you license every employee on payroll; otherwise it is US$90 per user.

Checked 28 Sep 2026 on zoho.com/one/pricing (US$90 flexible), aaxonix.com (US$37 all-employee, Jul 2026)Zoho's pricing page loads the all-employee figure by script, so the US$37 comes from an independent tracker that checked it in July 2026.Visit Zoho One
DeelGlobal hiring, payroll and IT
HR: fullIT: fullFin: noneFullFullNoneUS$49/contractor/moEOR US$599/employee/mo. US PEO US$125.AI candidate screening and interview summariesNo

HR · Full

Employer of record, contractor management, US PEO, payroll and hiring.

IT · Full

Deel IT: laptops bought or leased and shipped ready to use, device management, app access and offboarding.

Finance · None

No spend management or accounting.

Where it stops

No finance tools. Pricing is per worker type, so the bill depends on how you employ people.

Checked 28 Sep 2026 on deel.com/pricing, deel.com/itVisit Deel
FreshserviceIT service desk other teams can borrow · Freshworks
HR: partialIT: fullFin: partialPartialFullPartialUS$19/agent/moStarter, billed annually. HR/Finance agents US$49.Freddy AI; Copilot is US$29/agent/mo extraNo

HR · Partial

A service desk for HR requests, on business-agent licences.

IT · Full

Incidents, knowledge base, service catalogue, change and release management.

Finance · Partial

A service desk for Finance requests, on the same licences.

Where it stops

HR and Finance get a request desk, not payroll or books. Business-agent licences for those teams cost US$49 per agent a month.

Checked 28 Sep 2026 on freshworks.com/freshservice/pricingVisit Freshservice
ServiceNowEnterprise workflow platform
HR: partialIT: fullFin: partialPartialFullPartialQuote onlyNegotiated per contractNow Assist, including invoice data extractionNo

HR · Partial

HR Service Delivery: HR cases, onboarding workflows, employee portal. It sits on top of an HR system of record.

IT · Full

IT service management and IT asset management.

Finance · Partial

Accounts Payable Operations: invoice processing and supplier inquiries.

Where it stops

HR and Finance run as workflow layers over your HR system and ERP, not in place of them. No public price.

Checked 28 Sep 2026 on servicenow.com Accounts Payable Operations, servicenow.com HR pricing (quote form)Visit ServiceNow
Jira Service ManagementAtlassian's service desk · Atlassian
HR: partialIT: fullFin: nonePartialFullNoneUS$20/agent/moStandard. Free for up to 3 agents.Rovo agents, search and chat from StandardNo

HR · Partial

A service desk for HR requests.

IT · Full

IT service desk, incident management, asset and configuration management.

Finance · None

No finance tooling.

Where it stops

Tickets, incidents and assets. No HR system of record and no finance tools.

Checked 28 Sep 2026 on atlassian.com JSM pricingVisit Jira SM
BambooHRHR system for small and mid-size teams
HR: fullIT: noneFin: noneFullNoneNoneUS$10/employee/moCore. Pro US$17, Elite US$25.Ask BambooHR: answers HR questions from your dataNo

HR · Full

Employee records, time off, hiring and onboarding; performance reviews from Pro.

IT · None

No IT tooling.

Finance · None

No finance tooling.

Where it stops

HR only. The prices are published, but you still get them through a quote form.

Checked 28 Sep 2026 on bamboohr.com/pricingVisit BambooHR
BrexSpend management and corporate cards
HR: noneIT: noneFin: fullNoneNoneFullUS$0/user/moFree tier. Premium US$12/user/mo.Not checked yetNo

HR · None

No HR tooling.

IT · None

No IT tooling.

Finance · Full

Corporate cards, expenses, travel and bill pay.

Where it stops

Spend only. Brex's own site now describes it as a Capital One company.

Checked 28 Sep 2026 on brex.com/pricingVisit Brex
GustoUS payroll and HR for small businesses
HR: fullIT: noneFin: noneFullNoneNoneUS$49/mo + US$6/personSimple. Plus is US$80 + US$12/person.Not checked yetNo

HR · Full

Payroll, benefits, hiring and onboarding, time off.

IT · None

No IT tooling.

Finance · None

No finance tooling beyond running payroll.

Where it stops

HR and payroll only, built for US employers.

Checked 28 Sep 2026 on gusto.com/product/pricing (blocked our check), peoplemanagingpeople.com Gusto pricinggusto.com refused our automated check, so this price comes from independent trackers that agree with each other. Confirm it on gusto.com before you buy.Visit Gusto
HiBobHR platform for mid-size companies
HR: fullIT: noneFin: noneFullNoneNoneQuote onlyAsks your headcount, then quotesNot checked yetNo

HR · Full

HR records, onboarding, performance, compensation and engagement.

IT · None

No IT tooling.

Finance · None

No finance tooling.

Where it stops

HR only, and no public price.

Checked 28 Sep 2026 on hibob.com/pricing-plansVisit HiBob
RampSpend management and corporate cards
HR: noneIT: noneFin: fullNoneNoneFullUS$0/user/moFree plan. Plus US$15/user/mo + platform fee.AI expense reviews and policy checks on PlusNo

HR · None

No HR tooling.

IT · None

No IT tooling.

Finance · Full

Corporate cards, expenses, bill pay, procurement, travel and treasury.

Where it stops

Spend only: no HR, no IT and no general ledger. It syncs with QuickBooks Online and Xero.

Checked 28 Sep 2026 on ramp.com/pricingVisit Ramp
How we check

Four rules behind every row

The radar is built from what vendors publish about themselves, read carefully. The full method and every source link are on the method page.

01

Coverage

Full means the vendor sells a product for that department's core job. Partial means a slice of it, such as a request desk. We read product pages, not press releases.

02

Price

The lowest published price, in the vendor's own unit, from its pricing page. If a vendor wants a sales call before it names a number, we write quote only.

03

AI

Only features the vendor names on its own pages, and what they cost. We don't rate how well they work until we have used them. Where we haven't checked, the cell says so.

04

Money

The Pays us column shows which vendors pay us a commission. Today that is none. It changes the day one does, and no row moves because of it.

Not done yet

We have not run hands-on tests, so there are no scores on this site. Scores arrive only after we have used each platform on a real test account, and each review will say what we tested and for how long.

Questions

What buyers ask first

Which platform covers HR, IT and Finance in one product?

Rippling is the only one of the 12 that covers all three in full: HR and payroll, identity and device management, and spend (cards, expenses, bill pay, travel). It has no general ledger, so you still need accounting software.

Zoho One and Odoo cover HR and Finance in full, but their IT stops at a help desk.

Which of these platforms publish their prices?

Nine of the 12 publish a starting price. Rippling, ServiceNow and HiBob quote only after a sales conversation.

Published prices come in different units: per employee, per user, per agent, or a base fee plus a fee per person. Compare them in the unit your team actually buys.

Is there a free option?

Four have one: Odoo (one app, unlimited users), Jira Service Management (up to three agents), and Ramp and Brex (both US$0 per user).

Do you get paid when I sign up?

Not today. None of the 12 pays us. If we join an affiliate programme, that vendor's Pays us cell changes the same day, and every link that earns us money is marked.

A commission never changes a coverage mark or a row's position. Read the disclosure.

How current is this?

Every price and feature was checked on the vendor's own site on 28 September 2026. There are two exceptions, both marked on their rows. gusto.com refused our automated check, so Gusto's price comes from independent trackers. Zoho loads its all-employee price by script, so that figure is from a tracker's July 2026 check.

Shortlist

Filter the 12 down to your shortlist.

Pick the departments you need and whether you need a public price. Then check the vendor's own page before you book a demo. We link every one.

Open the matrix